The accident-free discount is exclusively available for new customers. In the event that you have experienced an accident with Geico in the past, unfortunately, you will not be eligible for the 35%-45% discount. However, there is still a way for you to regain this discount. Simply switch to a different insurance provider for a period of 3-5 years, and then you can return to Geico to enjoy the discount once again.

Here’s something interesting – the folks with the best auto insurance rates all share one thing: they have 100/300 BI Limits. Those with higher limits pay less than those with 30/60 BI Limits. Insurance companies aren’t crazy about folks who have 30/60 BI Limits. In fact, most insurance companies won’t even give you a quote if you have lower limits. So, if you’re looking to save some money on your auto insurance, consider upgrading your BI Limits to 100/300. It could make a big difference in your rates!

After witnessing a multitude of quotes – both good and bad – over the past 15 years, we have gained valuable insights into what insurance carriers consider when rating new customers. Trust us, we know the secret sauce! If we are unable to assist you at the moment, we’ll make sure to contact you during your next renewal period.

You’ll be delighted to know that we offer a fantastic multi-policy discount. But there’s more! We specialize in providing incredible home insurance too. By utilizing our top-notch real estate appraisal technique, rest assured you’ll receive the most accurate and best price. We’ll work closely with your lender to ensure a seamless transition. And don’t worry, we’ll take care of the cancellation process and make sure you get the refund you rightly deserve!