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The accident-free discount is exclusively available for new customers. In the event that you have experienced an accident with Geico in the past, unfortunately, you will not be eligible for the 35%-45% discount. However, there is still a way for you to regain this discount. Simply switch to a different insurance provider for a period of 3-5 years, and then you can return to Geico to enjoy the discount once again.

This is because you haven’t yet had the chance to enjoy the benefits of our new business safe driver’s discount. Our accident-free discount for new businesses does come with a few requirements. Usually, these include having 5 years of continuous coverage with the same insurance carriers, maintaining 100/300 BI coverage, and going 3-5 years without any accidents. But don’t worry, once you meet these qualifications, you’ll be eligible for some fantastic savings!

After witnessing a multitude of quotes – both good and bad – over the past 15 years, we have gained valuable insights into what insurance carriers consider when rating new customers. Trust us, we know the secret sauce! If we are unable to assist you at the moment, we’ll make sure to contact you during your next renewal period.

You’ll be delighted to know that we offer a fantastic multi-policy discount. But there’s more! We specialize in providing incredible home insurance too. By utilizing our top-notch real estate appraisal technique, rest assured you’ll receive the most accurate and best price. We’ll work closely with your lender to ensure a seamless transition. And don’t worry, we’ll take care of the cancellation process and make sure you get the refund you rightly deserve!